Another year has come and gone and it certainly was an eventful one. I want to wish you a very Happy New Year and we look forward to what 2024 has in store for us all. Let’s dive into some highlights from this rollercoaster of a year.

Imagine this: you’ve come across the perfect home, and you’re thrilled to make an offer. But, here’s the key question—should you include a financing condition? The simple answer, especially in today’s environment of rising interest rates, is a categorical yes!

Our primary goal is to ensure Electronic Funds Transfers (EFTs) and Wire orders are initiated, executed, and approved in a secure manner while meeting the needs of our clients. We want to ensure that you receive your fund requests when you need it; for example, buying a new car or any other purchase.
Please be reminded of the following process to ensure no delays are encountered for funding requests.

Saturday evening was amazing as we enjoyed a night to remember at the 2023 Fight for the Cure.

Investing is a powerful tool for building wealth and securing your financial future. One of the world’s best investors Warren Buffett has said “Investing is simple, but not easy”. While it may seem daunting at first, understanding the basics of investing is the first step towards making informed financial decisions. In this article, we’ll explore Investing 101, covering the fundamental concepts and strategies that every aspiring investor should know.

As we approach Fall, we start to think of the end of the year. Here are a few financial planning tips as we approach the end of 2023.

The Bank of Canada announced today that it will hold the overnight rate at 5% despite an inflation rate increase to 3.3% in July 2023 which is trending further away from its target inflation rate of 2%. The central bank is adopting a “wait and see” stance as there was a sharp drop in domestic GDP growth reported for the first half of 2023 and increased unemployment to 5.5% in July compared to 4.9% a year ago.
Bank of Canada interest rate hikes are designed to curb demand in the economy by making it more expensive for consumers and businesses to borrow and by squeezing household budgets due to higher debt costs and rents.

Our primary goal is to ensure Electronic Funds Transfers (EFTs) and Wire orders are initiated, executed, and approved in a secure manner while meeting the needs of our clients. We want to ensure that you receive your fund requests when you need it; for example, buying a new car or any other purchase.
Please be reminded of the following process to ensure no delays are encountered for funding requests.

Don’t miss watching CTV Morning – Money Mondays recording from August 21, 2023, where I talk about Back to School Finance Reset.

As we dive into the second half of 2023, it’s an exciting and crucial time for investors like you and me. We find ourselves at the crossroads of economic recovery, policy shifts, technological breakthroughs, and geopolitical events that have the potential to shape the financial markets in significant ways. In this article, let’s embark on a personal journey as we explore the key factors to keep an eye on from a financial market perspective in the latter half of 2023.

Starting university is a major life transition – even the most academically well-prepared students (like you!) may find that adjusting to the new learning environment, course workload, freedom and responsibilities of university life may involve some challenges.
To support your transition, here are a few steps to help you prepare for your very first semester at university.
Get organized: The first step to manage your stress throughout the school year is to be in control of your academic responsibilities. If you receive your syllabi before the first day of class, read through it carefully taking note of important deadlines and exam dates.

Life insurance is not just a “death benefit.” It’s an important tool that can help save money and transfer wealth, particularly for individuals with high net worth.
Throughout my 30-year career, I have observed some common misconceptions about life insurance products. For many, life insurance is simply a reliable, long-term way to make sure their loved ones are financially secure after they pass. While this is true, for wealthier individuals, there’s much more that life insurance can do.